Section: Insurance

Cabaret artist of Volker Pispers puts it in a nutshell: The German pension system would work wonderfully, would participate only everyone equally. That thought is apparently also Minister of labour Ursula von der Leyen and will the self-employed get now with on board. In the meantime, she was Online petition against the forced pension far more than 50.000 times drawn, which now allows a public consultation in the Petionsausschuss of the German Bundestag.

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Some self-employed have no choice: You must pay into the mandatory state pension, when they work with the relevant (what else do they make, is irrelevant!) more than 400 Euros per month or 4.800 Euro a year to earn, even if they do not have employees and their insurance company is not a corporation.

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You can put in the DRV, but also the application for insurance. The advantage: Then you can apply for a Riester pension. However, the calculation of contributions, a monthly income equal to the reference used - these are currently 2.555 Euro (in the west) respectively 2.240 EEuro(in the east).

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As a self-employed, you may voluntarily insure themselves under the statutory scheme. You have to not qualifying insurance, no entry- or termination dates noted, but can take up the voluntary pension insurance at any time and stop again.

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Actually, you could not care you have, the statutory pension insurance. For, much to her delight, many self-employed workers are not just one: There, Member. Some groups are however required for membership. And otherwise it is worth a second look.

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